To this day, even though my kids are older, I don’t understand why people spend so much on their children for Christmas gifts. And all this talk of how times are tight and yet, we are off and running at 4 PM on Thanksgiving day to go break the bank. No, I don’t get that. And if you are talking about expensive gifts, neither do my kids. Still.
So when I hear parents start to complain about the bills, I have no sympathy. Why would you spend what you can’t afford? Seems like simple math to me. Why would you want to teach your kids that it is okay to live beyond your budget? When did the word “budget” become a dirty word? Seems like some people assume that all people are born to be rolling in the dough and living the life of excess. I live on a budget. I feel no shame for it.
So am I “mean” for limiting my spending to about $75 per child. If I am, like I was just told I was, so what? Things like Wiis, iPads and Smart Phones are not little things and one should feel some pain when they get one or one will never learn to value a dollar. If they need those things (which they don’t, they want them) they can get a job. That is how you learn the value of a dollar – when you have to work for it. It doesn’t happen when it’s given away at no cost.
I prefer Mrs. Balanced Bank Account.
I hate to clean about as much as I hate dust, clutter, spots and crumbs. As I still have house guests, I decided to run the vacuum again as they were out this morning, and low and behold, the thing started on fire. My guess is that it certainly wasn’t overheating because of overuse. Ah hem.
I turned it off right away. So the thing is really smoking and I decide putting it outside is a good idea in case it really catches on fire. Now my vacuum cleaner doesn’t suck. And it was just yesterday that my computer guy told me that my laptop was beyond fixing – and I thought he was all powerful. He is officially off my fantasy-man list. The day before that, my DVD player decided it has read its last digital information. What the heck! It is weird that some things happen in threes.
On the positive side, I got a $32 check for an overpayment on something yesterday, and an $11 check for a refund last week. This will hardly offset the financial impact of replacing the items mentioned above but there’s always hoping I get a third check? (Not holding my breath and ignoring the first bill for my son’s college that came when he doesn’t even start attending until August.)
Realistically, I know the best I can hope for is discovering a great sale, finding a good coupon code, and coming to terms with a higher balance on the credit card.
Good thing I have a really short attention span, even worse memory retention and three bottles of wine under the cupboard. Otherwise things could be downright depressing!
(And on that note – I found the best wine with a name that will make you turn red when ask for it. It is Menage A Trois – and it is great. It is a blend of Zinfindel, Merlot and Cabernet Sauvignon, so here is proof that some good things come in threes. I had to fill up on it as the boss took us to a Sushi place and I don’t like Sushi. It was a hardship but, like Gloria Gaynor, I will survive.)
“There are three things I always forget. Names, faces — the third I can’t remember.” ~ Italo Svevo
Picked up my son from his job at the ice cream stand last night. So glad that he was able to inform us about the woes of being busy at work. Yes, he as actually tired! There were lots of people wanting to be served. One of his co-workers was snippy and bossy when things got busy and out of control. The people were mad at things taking a long time. His feet hurt and he was hungry and thirsty himself.
Can you imagine? I never!
Thank God I have my son to prepare me for what’s outside there in the world of work. To think that I have been working since I was 16 and NEVER knew that these mental and physical perils at the workplace existed. I am definitely going to be much more thankful for any downtime that I might have (I think some people some call it vacation), and I will take good care of my earnings because I worked hard for them. Yes, a whole new world opened up for someone last night.
It was almost as much hard work to hold back the words, “Why do you think the call it work?” or “What do you think your father and I do every day – lunch and shopping?”
But I did not. I listened kindly – and then took it out on my blog. I wonder if someday someone will discover that venting on a blog will save on trips to the counselor/psychologist/bar?
Maybe someday I will stop being sarcastic - when I win the lottery.
“If A equals success, then the formula is A equals X plus Y and Z, with X being work, Y play, and Z keeping your mouth shut.” ~ Albert Einstein quotes
Today was all about the numbers. Barbie turned 50; my daughter turned 1/2 that; zero checks came in the mail, I got zero paid writing assignments for this week and I worried twice as much as usual. I didn’t bother to check the stock market today. (I already lost 1/2 of my savings anyway.)
About 2 weeks ago, on a whim, I went with a friend to get a psychic reading. The lady told me that I would be getting a large sum of money, so much that I could retire early. I think I wasted $50 that I could use today.
She did tell me I was “very interesting” and that seemed akin to referring to an ugly blind date as having a “good personality”. Just my luck to have to pay to be told that. I am planning to plant a big garden this year to make up for what I paid for my fortune.
Luckily I didn’t tell anyone what I was doing and they don’t read my blog (my daughter never saw her underwear that I posted last week either) so I guess I lucked out – again.
“Remember, no human condition is ever permanent. Then you will not be overjoyed in good fortune nor too scornful in misfortune.” ~ Socrates
How to Score an A+ In Your Financial Future
Well, a couple of years ago, my daugher wrote a paper for kids her age about handling money. She was pretty good at taking care of her finances (even though she owes me money right now) and I thought her book was really well done. So, being into DTP, and having nothing better to do than doat on my budding financial wizard, I decided to put her paper into a book form. See photo on left.
Well, that was easy. The hard part was getting it out there and actually trying to get anyone to pay for it. I had some copies made up and here they sit. Today, after an unsuccessful attempt at dumping them sharing this wisdom on Ebay, which was after a long line of selling disasters, I decided to just give them away. A Rockefeller I am not.
Just send me your name and address and I can give the first ten people this freebee – “How To Score An A+ In Your Finanical Future: In 10 Easy Lessons”. Keep it for Christmas and put it in your teen’s stocking to be sure to get a snide and cutting comment. You can thank me later. And I truly mean that, for if they look at it for just a minute, they might actually learn something. Okay, pay them to read it. It’ll still be worth it.
I say this because now the writer that I published is”all growed up” and she is a CPA at one of the four biggest firms in the nation. (Even though she still owes me money right now.)
You would be doing me a favor too because I am getting sick of kicking the box that they are stored in that has been under my desk for three years. I am getting caloused from bumping into it. C’mon. Take a load off. Send your info to firstname.lastname@example.org and I will send you this little workbook. Free. No strings. Just because.
“I always try to turn every disaster into opportunity.” ~John D. Rockefeller